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　　導讀：本篇主要講述銀行相關用語

　　The bank froze my credit card account after I reported it stolen. 在我報失信用卡后，銀行凍結了我的信用卡戶頭。

　　Penny will pay off her student loans in 60 installments. 潘妮將分六十期償還她的助學貸款。

　　I confirm that I have read and understood the terms and conditions of the loan agreement. 我確認已閱讀并了解這份貸款協議的條件與規定。

　　Some credit cards have a minimum finance charge. 有些信用卡有每月最低應繳金額的限制。

　　Rick has a twenty-year mortgage. 瑞克要繳二十年的房貸。

　　Our records show you have an outstanding balance of $6，000. 我們數據顯示您有一筆六千元的款項未付。

　　When deciding whether or not to refinance， there are many factors to consider. 在決定是否重新貸款時，有許多因素要考慮。

　　The fee for issuing a replacement card will be charged to your next statement. 信用卡補發費用將并入您下個月的賬單明細。

　　Oh no！ My check to City Supermarket bounced！ 喔，糟了！我開給城市超市的支票跳票了！

　　Pre-payment with cashier's check or money order is accepted 預付款用本票或匯票都可以。

　　I don't have cash. Can I write you a check 我沒有現金，可以開支票給你嗎？

　　A clearing house is an office where banks exchange checks and drafts. 票據交換所是銀行交換支票、匯票的地方。

　　Can you endorse the back of the check， please 可以麻煩你在支票背面簽名背書嗎？

　　Many big financial institutions raised their interest rates today. 許多大型金融機構都在今天升息。

　　When does my CD mature 我的定存何時到期？