A central bank is a country's main monetary authority and is responsible for the issuing and administration of currency; licensing and overseeing the operations of commercial banks and financial institutions; regulating financial markets (interest and exchange rates); maintaining foreign exchange and gold reserves; maintaining the payment and settlement system; and lending in the case of emergencies. The main aim of a central bank is to assess and analyze the changes in the economy and make adjustments to the base interest rates to guide it to sustainable long-term growth. The Central Bank in China is The People's Bank of China (PBOC). Other examples of central banks include the Federal Reserve Bank in the United States, the Bank of England, the European Central Bank and the Reserve Bank of Australia.
　　中央銀行是國家主要的金融機構，負責發行和管理貨幣；準許并監督商業銀行與金融機構的運作；調節金融市場（利息和匯率）；維持外匯和黃金儲備；維護支付與結算系統；以及緊急貸款。中央銀行主要目的就是評估和分析經濟變動，以及調節基本利率來引導經濟保持長期增長。中國的中央銀行就是中國人民銀行(PBOC)。其他中央銀行有美國聯邦儲備銀行、英格蘭銀行、歐洲中央銀行和澳大利亞儲備銀行。